On April 30, 2009, the FTC announced a 3-month delay in enforcement of the Red Flags Rule.  Consequently, creditors and financial institutions now have until August 1, 2009 (instead of May 1, 2009) to comply with the rule and develop and implement an identity theft red flags program.  For more information, click here for H³GM's article on recent privacy laws or visit http://ftc.gov/redflagsrule.